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IntroNovi from FacebookHow it WorksAbout DiemFor BusinessFAQ
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We’ve changed our name to Novi.

What’s not changing is our commitment to better money movement. Read more.

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For everyone.

Novi is a new digital wallet for the Diem payment system that helps you keep more of your money.

What if sending money to anyone was a simple as sending a message?
What if you could support your loved ones even when they are far away?
What if you could send money using the apps you already have?
What if your favorite messaging app helped you send money anywhere in the world?
What if your money was as mobile as you are?
What if there was a wallet for new Diem digital currencies?
What if you could receive money wherever you are?
What if money had no borders?
What if sending money was reinvented for today’s world?

Novi is changing the way money moves.

By making money move more freely, for more people.

Novi is from Facebook, so you’ll be able to access it from your favorite apps.

Simple. Send money as easily as sending a message.

When you add money to your wallet, we’ll convert it into a Diem digital currency that you can send to friends and family around the world.

Select who you’re sending to, enter the amount, see the exchange rate, and make the transfer. You can track every step and add a personal note to your loved ones.

Instant. Send and receive in just a few taps.

Your money arrives instantly in the Novi wallet, which means you don’t have to pay more to get it there faster. You can also choose to keep a balance in the wallet or withdraw in your local currency when and where you want.

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Customers are verified with a government-issued ID to protect their accounts. Learn more about security and privacy on Novi.
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Diem is a new global payment system.

Designed to help enable open, instant, and low-cost payments around the world. Hatley Unisex-Child Printed Rain Boots Raincoat about the Diem network.
Built on a secure, scalable, and reliable blockchain that gives people equal access to financial services.
Backed by the Diem Reserve of assets made up of cash or cash equivalents and short-term government securities.
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Better for business.

Flexible solutions for merchants and e-commerce or payment platforms.

Cut costs and save time with lower processing fees and instant access to funds. Our services will help you put more back into your business.
Reach more customers with a payment option that everyone can use. Whether you’re a small shop, online retailer, or global platform, Novi can give your business a competitive edge.
We’ve got you covered every step of the way with a secure solution that makes accepting Diem digital currencies feel like business as usual.

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British Virgin Islands
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Canada
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Cayman Islands
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Chad
Chile
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Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Cook Islands
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Croatia
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Cyprus
Czech Republic
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Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Federated States of Micronesia
Fiji
Finland
France
French Guiana
French Polynesia
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Gabon
Georgia
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Frequently Asked
Questions

When will Novi be available?
Novi is currently being built. Sign up here to be one of the first to know about Novi.
What do I need to get started?
When Novi is available, you will need a government-issued ID to sign up for an account. Identity verification is important to comply with laws and prevent fraud, so you know people are who they say they are.
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Novi will be available as a stand-alone app in the App Store and Google Play. You will also be able to use Novi directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.
What can I use Novi for?
Novi is designed for the Diem payment system. You can use Novi to send money around the world. You can also keep Diem digital currencies in your Novi wallet and use it to pay for everyday transactions wherever it is accepted.
Will Novi charge fees?
What you send is what they get. You can add, send, receive, and withdraw money from your wallet without worrying about hidden charges. Novi is cutting fees to help people keep more of their money.
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Our goal is to make Novi available to everyone, anywhere in the world. We’re working to bring Novi to as many countries as possible, as soon as the Diem network is available.
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Novi is designed for the Diem payment system, so when you send and spend your money, you’ll be using Diem digital currencies. Through Novi, you can use your local currency to purchase Diem, and also convert Diem back to your local currency when you want to withdraw.
How will you prevent fraud?
Accounts and transactions are verified, and fraud prevention is built in throughout the app. Novi uses government-issued IDs to verify customers, so you can trust people are who they say they are. Novi also has in-app reporting and dedicated customer care. In the event of fraud, you will be eligible to receive a full refund.
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Your Novi transaction history will only be visible to you. To read more about how we are protecting your data, click here.
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Yes. Novi will also be available as a stand-alone app that does not require you to have a Facebook, WhatsApp, or Messenger account — you just need a government-issued ID to sign up.
What’s the relationship between Novi and Facebook?
Novi Financial, a regulated financial company, is a subsidiary of Facebook, Inc. and is headquartered in Menlo Park, California.
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Novi will support peer-to-peer payments. Over time, additional merchant services will help businesses big and small accept Diem online, in-app, and in-store.
What is the Diem payment system?
The Diem payment system incorporates three elements that work together to create a more inclusive financial system: (1) A secure, scalable, and reliable blockchain as the technological backbone of the payment system; (2) Diem digital currencies that are backed by a reserve of assets made up of cash and short-term government securities; and (3) Governance by the Diem Association, an independent membership organization tasked with developing and operating the Diem payment system. Novi Financial is one Member of the Diem Association.
What are the digital currencies supported by the Diem payment system?
Initially, the Diem payment system will support only a few digital currencies, such as ≋USD, ≋GBP and ≋EUR, which will have the same value in the country’s respective currency (e.g. 1 USD, 1 GBP, 1 EUR). The Diem payment system will also support a combination of these digital currencies, ≋XDX. Over time, the Diem payment system intends to support additional digital currencies.